15 Best Ways To Build Wealth In February (+Free Savings Tracker)
This series helps you take advantage of the seasonal changes throughout the year. Use the unique opportunities in the month of February to build wealth faster than ever before.
And don’t miss the free February savings tracker to keep you motivated.
Explore ways to save, make money, and track your progress all month long!
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10 Best Ways to Save in February
First, here are the best ways to keep more money in your pocket this month!
1. February is the best time to buy:
- Winter/snow clothes
- TVs
- Coats
2. Opt for DIY Valentine’s Gifts. Skip expensive flowers or chocolates and create homemade cards, baked goods, or heartfelt gifts. These are often more meaningful and budget-friendly.
Pro Tip: Try an experience gift. Plan a hike, movie night, or game night at home for a memorable and cost-effective Valentine’s Day.
3. Swap Valentine’s Meals for Lunch Dates. Celebrate Valentine’s Day with a lunch or brunch date instead of dinner. Many restaurants offer lower prices during the day.
Pro Tip: Save money by celebrating the weekend before or after Valentine’s Day when restaurants and florists often lower their prices. Better yet, skip the crowds and create a romantic meal at home for a cozy, budget-friendly celebration.
4. Use Free Printable Cards. Download and print Valentine’s Day cards for kids, friends, or your partner instead of buying them.
5. Shop For President’s Day. This holiday is known for significant discounts on appliances, electronics, and mattresses. It’s a great time to make planned purchases.
6. Take Advantage of Post-Holiday Clearance. Stores often mark down leftover Valentine’s Day items and winter gear by the end of February. Stock up on cards, chocolates, and cozy essentials for next year.
7. Embrace Free Indoor Activities. February is often cold, so take advantage of free indoor activities like library storytimes, free museum days, or community center events.
Use this long list of more free things to do in the new year.
8. Use Tax Prep Discounts. Many companies offer tax prep discounts in February to encourage early filing. Filing early can also lead to faster refunds.
Related: 7 Smart Things To Do With Your Tax Refund in 2025
9. Plan for Spring Break Travel Early. Book flights and accommodations in February for spring break or summer travel. Early planning often secures better deals.
10. Celebrate Frugal Fun Holidays. In the Midwest and North, the month can feel long. Brighten it up by marking budget-friendly holidays like National Pizza Day (February 9) or Random Acts of Kindness Day (February 17). Take advantage of deals or enjoy simple activities at home.
These February-specific strategies can help you save while enjoying the season!
5 Valuable Ways to Make Money in February
Next, these ideas are for bringing in more income this month.
1. Sell Unused Winter Gear. Declutter and sell gently used coats, boots, or snow gear your family has outgrown. February buyers are still looking for winter essentials.
2. Offer Tax Prep Help. If you’re well-versed in taxes, advertise your services as a tax organizer or assistant. Help individuals get their documents in order and prepare for early filing during tax season.
3. Valentine’s Day Delivery Services. Deliver flowers, chocolates, or gifts for local florists or individuals who want to surprise their loved ones.
4. Valentine’s Day Themed Products. Sell handmade Valentine’s cards, jewelry, or Valentine’s Day date kits on platforms like Etsy or at local markets.
Check out these additional money-making craft ideas.
5. Host a Winter Break Activity Camp. Turn February’s school breaks into an earning opportunity! Offer a day or weekend camp packed with crafts, games, and winter-themed activities. Parents will appreciate the chance to keep their kids entertained while they tackle work or errands.
Free Printable February Savings Tracker
Now, grab the February Savings Tracker and get saving! To use it…
- Set a goal.
- Then, write the amount you save in the circles.
- Write your total at the end of the month and feel proud about how much you saved towards your savings goal!
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