15 Free Money Saving Trackers To Reach Every Savings Goal

These free money saving trackers make budgeting feel less like a chore and more like a game you actually want to win.

Whether you’re saving for a vacation, building an emergency fund, or crushing a fun savings challenge, these printable tools help you stay motivated and visually track your progress every step of the way.

No spreadsheets. No stress. Just real results—and maybe a few gold stars for being financially fabulous.

15 Free Money Savings Trackers

Ready to turn your savings goals into something you actually stick to? Start now!

1. Emergency Fund Tracker

This emergency fund tracker helps you visually monitor your progress as you build a cushion for the unexpected—like medical bills, job loss, or surprise car repairs. It’s motivating to see your safety net grow!

Use the calculator on the post to see what your numbers would be.

2. Vacation Fund Tracker

Planning a getaway? This vacation savings tracker helps you break your goal into manageable chunks so you can save and enjoy your trip guilt-free.

Use the calculator on the post to see what your numbers would be.

3. 52 Week Savings Challenge Tracker

Save money little by little each week for a year! This year long tracker makes it fun and structured to build up $1,000, $5,000, or more without feeling overwhelmed.

4. Car Money Saving Tracker

Whether you’re buying a car, saving for repairs, or planning a down payment, this car savings tracker keeps you on track and in control of your auto expenses.

5. Home Savings Tracker

Perfect for big goals like buying a house, making improvements, or building a dream kitchen. This home savings tracker breaks down a massive goal into motivating milestones.

6. 26 Week Savings Tracker

This 26 week savings tracker is a condensed version of the 52-week challenge. It’s ideal for saving steadily over half the year. And it’s great for mid-year goals or shorter-term priorities.

7. Christmas Money Tracker

Avoid holiday debt! This Christmas savings tracker helps you plan ahead for gifts, decor, travel, and more so you can fully enjoy the season without overspending.

8. Baby Fund Tracker

From diapers to daycare, babies bring expenses. This baby fund tracker helps expectant or new parents plan ahead so they can focus on snuggles instead of stress.

9. Sinking Funds Tracker

This sinking fund tracker allows you to track your mini savings goals in one place—like birthdays, car tags, or back-to-school shopping. It’s a powerful way to stay ahead of irregular expenses.

Use the calculator on the post to see what your numbers would be.

10. Monthly Money Saving Trackers

Track your savings month by month. These are great for taking advantage of seasonal opportunities, spotting patterns, staying consistent, and hitting short-term goals faster.

11. 5 in 5 Challenge Money Tracker

A quick win! This unique 5 day challenge tracker is perfect for jumpstarting a savings habit, especially if you’re feeling stuck. Fast, doable, and motivating.

12. Penny A Day Challenge Savings Tracker

Save just a few cents more each day for a year and watch it grow to over $600! This penny challenge tracker makes small savings add up in a big way.

13. 100 Day Envelope challenge Tracker

Based on the cash envelope system, this 100 day envelope tracker gamifies saving with numbered envelopes (or boxes) filled with different amounts. Pick randomly or in order—it’s fun and effective.

14. Nickel Savings Challenge Tracker

This nickel challenge tracker helps you save by increasing your deposit by a nickel each day (Day 1 = $0.05, Day 2 = $0.10, etc.). By the end of the challenge, you’ll have over $3,000! It’s a low-pressure, gamified way to build a big savings habit from tiny amounts.

15. Needs Vs Wants Tracker

This needs vs wants tracker helps you take a clear-eyed look at your spending by sorting every purchase into a “want” or a “need.” It’s a powerful tool for identifying habits, curbing impulse buys, and aligning your spending with your values. You’ll learn what actually matters—and what you can happily skip.

Related: 15 Financial Life Hacks You Need to Know

What’s Next?

Choose a free money savings tracker and get started!

Next, keep the momentum going. Become a part of the Wealthy Woman community and receive my best tips for wealth-building. Begin now!

Don’t forget to save this post to Pinterest for later!