35 Best Books about Money for Kids in 2023
As our kids have entered elementary school, we’ve shared more in-depth conversations about the value of money. Mostly because they want more things.
Honestly, they want all the things.
It’s a challenge to convey the message of earning vs. spending in a way that they understand. Luckily, these great books about money for kids help guide us in effectively teaching our kids about money.
And show them that there’s more to money than spending it on candy and knick-knack toys.
This post contains affiliate links, and we may earn a commission at no cost to you. See our disclaimer for more.
what is the best way to teach kids about money?
By the age of 7, kids develop basic financial behaviors and habits. (source)
And 83% of adults say parents are responsible for educating their children on personal finance. However, over 30% of parents never do. (source)
Money touches every area of our lives and ties into our overall sense of security whether we discuss it with our kids or not.
Top picture Books for Money Smart Kids
Use these books to take the stress off of yourself!
The authors have already researched and planned the best way to present the information. Plus, picture books tell engaging stories that teach money sense to your kids while motivating them to manage their own money wisely.
1. A Boy, A Budget, and a Dream by Jasmine Paul (Ages 4-8)
Read this story about two siblings who use their money in very different ways. And one of them will have to learn to budget or give up on his dream.
<<Find this easy to understand book about money management here.>>
2. Money Ninja: A Children’s Book About Saving, Investing, and Donating by Mary nhin (Ages 3-11)
From the series Ninja Life Hacks comes Money Ninja, a book that will help your child learn valuable life skills all about money. This book will be enjoyed by the entire family.
Look also for Investor Ninja from this same series!
3. The Berenstain Bears’ Trouble With Money by Stan and Jan Berenstain (Ages 3-7)
When Brother and Sister Bear decide to start their own businesses, they will learn that earning money is hard work.
Find this classic Berenstain Bears story here!
4. The Berenstain Bears’ Dollars and Sense by Stan and Jan berenstain (Ages 3-7)
Will Brother and Sister Bear learn how to budget their money instead of spending? Find out with another great Berenstain Bear book.
5. Gabi’s Leotard by Aaron Gelband (Ages 3-10)
When Gabi wants a new leotard, her dad challenges her to earn enough money to buy it on her own. Gabi works with her friends to creatively succeed. Find your copy here.
6. noelle buys a car by Mikaela Wilson (Ages 2-8)
Young readers will relate to the story of Noelle and her broken toy and learn how Noelle solves her problem.
7. I Can Read: Little Critter: Just saving my money by Mercer Mayer (Ages 3-6)
Perfect for young readers, Little Critter has to work hard to save for a new skateboard. Even with a lot of effort, he learns that saving money is not easy.
8. curious george saves his pennies by margret & h.a. rey (Ages 2-5)
Fun-loving monkey, Curious George has saved and filled his piggy bank. And then it comes up lost! Will George be able to find his hard-earned savings? Read this classic book to find out AND learn how to count and save money with Curious George.
9. Money Plan by Monica Eaton (Ages 4-7)
*5 stars on Amazon
Money Plan, told in rhyme, tells the story of Mia and her mom as they grocery shop. And the grocery store is a perfect place to get a lesson on money management.
10. Sunny and the seven streams of income by andrea n. pope (Ages 5-10)
*5 stars on Amazon
Read along as Sunny discovers how to build wealth to reach a dream goal.
11. Money madness by david a. adler (ages 5-9)
Introduce your child to the concept of money, where it came from, and it’s purpose in this book.
12. Lemonade in Winter: A Book About Two Kids Counting Money by Emily Jenkins (Ages 3-7)
When two kids decide to have a lemonade stand in the middle of a snowy winter day, they have to purchase the supplies and figure out how to count all the change. But will anyone buy lemonade…in the winter?
13. You Can Use Money Wisely: Spend or Save? You Choose the Ending by Connie Miller (Ages 6-8)
Readers will have fun choosing what Miles should do when it comes to spending his hard-earned money.
Read the story multiple times for several different outcomes as your kiddo chooses if Miles should spend or not!
<<Find this engaging read here!>>
14. Moneytopia Earning by dr. shanshan peer MBA
Follow along with bunny, bear, and fox as they complete a school assignment earning “Topians,” which is this book’s term for money.
15. Moneytopia Investing by dr. shanshan peer mBA
Continue teaching children financial literacy and investing with another easy-to-understand book in this series.
16. Moneytopia Saving by dr. shanshan peer MBA
And finally, bunny, bear, and fox will learn how to save their “Topians” in this money saving story.
Kids will learn money concepts in an easy and fun way with this set of three money books. Grab all three!
17. rock, brock, and the savings shock by sheila bair (Ages 4-9)
Twins Rock and Brock each decide to take their own path when their grandpa offers to give them a dollar and match their savings. One twin ends up with nothing while the other sees that saving adds up!
18. if you made a million by david m. schwartz (Ages 4-8)
*A School Library Journal Best Book of the Year
Want to make a million dollars?
Read along with Marvelosissimo the Mathematical Magician to learn how!
19. alexander, who used to be rich last sunday by judith viorst (Ages 4-8)
When Alexander is given a dollar, he feels rich. And then he has to decide what to do with it…
Read Alexander, Who Used to Be Rich Last Sunday here!
20. Kid’s Activity Book On Money And Finance By Allan Kunigis (Ages 5-8)
Actively involve your child in becoming money wise by guiding them with the activities in this book. They will learn how to count, earn, save, share, borrow, spend money, and more!
Most Popular books about money for older kids
The books in this next section will take a more in-depth approach to building money sense and finance education for kids.
21. National geographic kids Everything Money by kathy furgang (Ages 8-12)
Colorful photographs and fun facts give kids a deeper look at the world of money in this National Geographic book.
22. The Kids’ Money Book by Jamie Kyle McGillian (Ages 8-12)
If you are ready to teach your kids about earning, saving, investing, donating, and spending (of course), this book offers a great financial guide.
Read how to create a budget and learn the difference between needs and wants, how to manage an allowance, and more.
23. Investing for Kids: how to save, invest, and grow money by dylin redling and allison tom (ages 8-12)
Get money savvy with practical advice from this book. Your kids will be excited about creating a future with money they have saved and invested.
24. The Everything Kids’ Money Book: Earn It, Save It, And Watch It Grow! By Brette Sember (Ages 7-11)
This book will teach kids about the money they earn and how they can save or spend it wisely. In addition your child will learn about:
- how money is made
- how credit cards work
- financial technology
- savings and stocks
This book has everything your kids need to know about money!
25. how to turn $100 into $1,000,000 by James McKenna (Ages 10-12)
Kids will learn how to Make it, Save it, and Grow it, while reading this plan to become a millionaire.
26. Kid Start-Up: How YOU Can become an entrepreneur by mark cuban (Ages 9-12)
“The best way to predict the future is to invent it.” ―Mark Cuban, How to Win at the Sport of Business
Kids will learn in this book that you don’t have to be an adult to start a business. Try out one of the kid-friendly businesses mentioned inside the book or create your own. Start making money now!
27. the survival guide for money smarts: earn, save, spend, give (survival guides for kids) by eric braun (ages 9+)
This Survival Guide for Kids contains practical advice on money management and financial education for kids. In addition, explore how money choices can connect with social-emotional well-being and character development.
28. a smart girl’s guide: money by nancy holyoke and brigette barrager (ages 8-11)
To spend it or make it last? This book offers the option to do both! Tips and quotes from other girls will make this an enjoyable read for the girl in your life.
29. finance 101 for kids: money lessons children cannot afford to miss by walter andal (ages 8-11)
Teaching our kids about finances can be intimidating. Finance 101 is an entertaining resource for parents and kids to learn about finance and apply this knowledge to real life situations.
Give your kids the gift of how to make smart financial decisions!
30. Investing For Teens: How To Invest And Grow Your Money! By Alex Higgs
Invite your teen to think about their future with this step-by-step guide to finances and investing. Grab it here!
31. A Teenager’s Guide To Investing In The Stock Market By Luke Villermin (Ages 13-18)
Did you know that if you wait until the age of thirty-one to begin saving and investing for retirement, you could be missing out on 2.5 million dollars?
In just seven chapters, read about how to start saving and investing as well as how the stock market works.
32. I want more pizza: real world money skills for high school, college, and beyond by steve burkholder
Money management is important, but it doesn’t have to be complicated- even for teens that don’t enjoy math. Help your teen develop their financial literacy with this short chapter book.
Because everyone loves pizza!
Books to teach Kids about Money (for parents)
These great reads are for parents. Build your own financial prowess to help your kids too!
33. Teach Your Child About Money Through Play by andrea stephenson and linsey mills
Use over 100 games and activities to teach kids financial literacy at an early age.
34. Rich dad Poor Dad by robert t kiyosaki
*The #1 personal finance book of all time
Read the story of Robert growing up with two dads and the ways it shaped his thoughts about money and investing. This book explains the difference between working for money and having your money work for you.
Rich Dad Poor Dad will guide you in what to teach your kids about money for their future.
35. smart money smart kids: raising the next generation to win with money by dave ramsey and rachel cruze
*#1 national bestselling author
Raise money smart kids in a debt-filled world with advice from personal finance expert Dave Ramsey and his daughter. Get your copy here.
Tools for money smart kids
Finally, help your kids organize and plan with these money tools.
Moonjar Classic Educational Bank: Save, Spend, Share (Ages 3-11)
Teach your kids how to save, spend, and share with this 3 in 1 moneybox. Children will learn about financial responsibility and how to budget their resources.
Kids’ Trifold Wallet
Help your kids organize their money to carry with them with a trifold wallet. This wallet comes in a variety of colors for any child.
Money Smart Kids
Wondering what your child should be learning about money and finance?
I’ve broken down some of the main money concepts by age.
Preschool and Kindergarten:
- Counting objects
- Exchanging money when making a purchase
- Earning money
- Goal setting for what we want with our money
- Giving to others
- Learning about income
- Budgeting for kids
- Appreciating what they have and giving to others
- Learning about personal and saving accounts
- Using credit cards wisely
- Paying for college/post high school plans
To Consider With kids books about money
Let the money books for kids in this list help you start rich conversations! Because it’s never too late to start teaching money to your kids.
After all, by teaching kids financial literacy, you’re making a positive and long-term impact on their future.
More Money posts you’ll love…
- SMART Financial Goals Ideas & Examples
- How To Get Ahead Economically At Any Age
- Financial Questions to Ask Yourself Today