85 Best Money Trivia Questions (Know the Answers?)

fun money trivia finance and financial literacy

Money trivia questions will test and teach you fun facts and crucial concepts. Explore financial knowledge that helps you succeed, currency, and interesting history too.

This quiz is wonderful for all ages!

Fun Fact: Paper money isn’t made from paper; it’s made with 75% cotton and 25% linen. 

Top Fun Facts Money Trivia

Next, use the clues to guess the money trivia fun facts.

1. How much of the world’s currency is in cash, as opposed to electronic form?

Only 8% is in cash!

2. Why is green ink used to print US bills?

It’s nearly impossible to counterfeit. 

3. What is the average salary in the US?


4. In 2010, the first Bitcoin transaction was made to pay for what?

Two pizzas

5. In the stock market, people use animals to describe the two different types of markets (whether stock prices are going up or down over a few months). Which two animals are these?

Bull – prices are rising, Bear – prices are declining. It’s commonly thought to be because bulls charge and bears swing downward at their prey.

6. True or False: It costs more money to make pennies and nickels than they’re worth.


7. Why are there grooves on the edge of US quarters and dimes?

To prevent people from shaving them down and selling them as precious metals. 

8. Why was the US Secret Service created in 1865?

to fight against the use of counterfeit money

9. True or False: Money can be ironed to make it crisp. 


10. True or False: A household toilet is dirtier than money.

False: Money is dirtier than a household toilet! 

Related: Money Would You Rather Questions

Financial Picture Quiz and Answers

finance trivia quiz with pictures, fun money facts about banking

11. How many times can a US banknote be folded before it rips?

4,000 times

12. What is this precious metal and what is it used for?

Gold (bars). They can be used as an investment and a form of currency.

13. What is the woman using in the picture? What is she doing?

An ATM. She is taking cash out of her bank account.

14. True or False: Rising interest rates make it harder to borrow money.

True: You will pay more for the same thing with a higher interest rate.

U.S. personal finance facts and money trivia questions and answers, pictures

15. What is shown in the picture? What is it used for?

A safe: It’s a secure (locked) box for storing valuables, including money.

16. What does “HSA” stand for in the picture?

Health Savings Account. It’s a tax-advantaged savings account that you can use for qualified medical expenses.

17. What is the difference between a debit and credit card?

A debit card will take the money directly from your bank account. A credit card will “borrow” the money until you pay for it at the end of your billing cycle.

Fun Fact: There’s more monopoly money printed every year than all the money in the entire world!

Related: Best Money Saving Games

Financial Literacy Trivia

Try this finance aptitude test to see how much you know!

easy money trivia questions for financial literacy

18. Why are people advised to track their monthly spending?

Tracking your spending helps you see where your money is going. You become aware of your spending habits.

19. Why are people advised to save in a 401K or IRA?

These investment vehicles allow you tax advantages (either you don’t pay taxes on the money going in or in the case of a Roth, going out) that make them smart for your long-term investing.

20. What is it called when you have money set aside for life’s unexpected expenses?

An emergency fund

21. How much cash should you have in an emergency fund?

3-6 months (or more or less depending on your life situation). Learn more and build your emergency fund.

22. Why is it important to know your credit score?

Your credit score affects your ability to get a loan, your loan interest rate, and more.

23. When someone tells you that something costs $200 a month. What should you always ask them?

Always ask what the overall price is! Sellers play a smart psychological game by telling you the monthly price, thereby hiding interest rates and additional fees. Find out what you’re paying in total.

24. Which one of these is a great financial goal?

A) Plan and pay for higher education

B) Better manage your family’s finances

C) Save for a vacation or home down payment

D) All of the above

D) All of the above (make your goal even clearer with financial SMART goals examples)

25. For your yearly income taxes, what do you NOT need to pay attention to?

A) Tax deductions

B) Tax credit opportunities

C) Current year’s investment returns

D) Gross income from last year (all sources of income must be reported)

C) Your current year’s investment returns (any income from selling will be reported when you file next year)

26. What is the difference between active and passive income?

Active income is trading your hours for money, like with your job. Passive income is income that can be produced without a direct trade on hours – like renting or earning from a business without active participation.

27. What is net worth?

The difference between a person’s assets (what they own) minus their liabilities (what they owe). See: Free Digital Net Worth Tracker

28. What is a stock?

Shares of ownership in a company, bought and sold on the stock market.

29. What is a bond?

A debt security (a loan, typically from a government or corporation) that pays periodic interest to bondholders. (You are lending money and they pay you in interest.)

30. Why is compound interest such a powerful thing in saving and investing?

It allows for exponential growth and it’s passive.

  • Your money compounds from both the principal and accumulated interest over time.

31. Why do people need insurance?

Insurance is protection and peace of mind. It shields you from having to pay heavily for healthcare costs, property damages, etc.


Currency Trivia

currency questions list for students and adults

32. How long do coins stay in circulation until they’re melted down?

About 30 years

33. What is the second most important currency in the world?

the Euro

34. How many agencies in the United States make coins and paper money?

Two: the Bureau of Engraving and Printing and U.S. coins are produced by the U.S. Mint.

35. About how much do all US paper bills weigh (in grams)?

One gram

36. True or False: $2 bills are extremely rare.

False: There are 1.2 billion $2 bills in circulation. While they are less common, they are still being printed.

37. What is the oldest currency still in use?

The British Pound

38. What is the lifespan of US $100 bills?

15 years

39. How many tons of ink does it take to print new US banknotes every day?

9 tons

40. The 1913 Liberty Head nickel sold for how much in 2022?

$4.2 million

41. Who holds the record for appearing on the most currency (of anyone in the world)? (Hint: It’s royalty)

The late Queen Elizabeth II

42. True or False: Seashells were once a common form of currency in several parts of the world. 


43. How many official currencies are there in the world?

A) 100

B) 85

C) 159

D) 215

C) 159

44. All 50 states are listed on the back of which bill (across the top of the Lincoln Memorial)?

the US $5 bill

45. The dollar symbol ($) appears on what US currency?

It does not appear on any US currency. (trick question!)

46. How many communities in the US have their own local currency that can only be used in these communities?


47. The first US $1 bill featured who’s image?

Salmon P. Chase

48. Which is the only US coin where the portrait faces right?

The penny

49. Which is the only paper note (bill) where the portrait faces left

The $10 bill

50. How long does the average $1 bill last before it becomes worn out?

18 months

51. Worn-out US cash is recycled and turned into compost at a farm in which U.S. state?


52. Benjamin Franklin and ___________ are the only two non-presidents on US currency. 

Andrew Jackson

53. The US Congress passed a law in 1866 to prevent any _______ person from appearing on currency. 


54. In 2015, Congress made it illegal to do what to the $1 bill?

Change (or redesign) it

55. With several countries using the US dollar, how much US currency is held abroad?


56. True or False: The largest numerical bill to ever circulate in the world was the Hungary 100 quintillion pengo (One Thousand Million Billion) in 1946. 


57. About how many million US pennies are produced each day?

30 million

58. What percentage of money being printed in the US is simply to replace old and damaged currency?



Easy Money Trivia For Kids

featured image; good ideas for kids to make money fast

59. What is the most counterfeited bill?

the $20 bill

60. When you make money, there are generally three things you can do with it. What are those 3 things?

Save, spend, or give

61. The factories that make money are called what?


Related: Best Budgeting Tips for Kids

Multiple Choice Money Trivia

62. In what year was the first credit card introduced?

A) 1931

B) 1963

C) 1947

D) 1950

D) 1950

63. The motto “In God We Trust” first appeared on US currency in what year?

A) 1963

B) 1950

C) 1976


A) 1963

64. You can make change for a dollar in how many different ways? 

A) 756

B) 293

C) 408

D) 200

B) 293

65. Who is the only woman to appear on US paper currency? (Hint: She first appeared in 1886, until the bill was discontinued in 1957)

A) Abigail Adams

B) Harriet Tubman

C) Martha Washington

D) Susan B Anthony

C) Martha Washington

66. The ink used to print money is…

A) magnetic

B) trackable

C) color-changing

D) All of the above

D) All of the above

67. The original US penny once had a motto by Benjamin Franklin that said…

A) Mind Your Business

B) A Penny Saved is a Penny Earned

C) Well Done is Better Than Well Said

A) Mind Your Business


Hard Money History Trivia Quiz

Finally, this money trivia is challenging. Find out who the expert is when answering these questions!

hard money trivia game

68. What is the study or collection of money called?


69. The original currencies used in the US during the colonial period were what?

The Sterling Pound and the Spanish Dollar. 

70. In 1934, a $100,000 bill was created. What was it called?

The “$100,000 Gold Certificate”

71. The dollar sign ($) was first used in the US in 1785 and originated from what?

The Spanish symbol for pesos. 

72. Before 1913, each US bank did what?

Printed its own money. 

73. North Korean counterfeit US dollars are known as what (because they’re so difficult to detect)


74. Before the Civil War, how many currencies did the US have?

8,000 different currencies. 

75. During a cash shortage in 1932, what type of bills were temporarily created and used in Washington?

Wooden bills

76. Early Romans used what as a form of money?


77. The first woman to appear on a commemorative coin in the US was who?

The First Lady, Queen Isabella of Spain, in 1893. 

78. After the Civil War, how much of all US cash was counterfeit?

Almost half was counterfeit. 

79. In 1967, the first ATM was introduced where?

London, England. 

80. The world’s oldest coin was used in 600 BC in what country?


81. True or False: After World War I, German currency exploded in value.

False: Because of hyperinflation after World War I, German currency lost its value. People used money as wallpaper and allowed their kids to play with it. 

82. The first gold rush was in 1799. How did it start?

A 12-year-old boy found a 17-pound gold nugget on his family farm. 

83. Before 1804, there were no denominations on coins. How were coins identified?

By their size. 

84. During the Civil War, postage stamps were accepted as a form of payment. Why?

To save on metals. 

85. True or False: Before 1969, the US government issued $500, $1,000, $5,000, and $10,000 notes.


Related: Hidden Benefits of Saving Money

What’s Next?

How many money trivia questions did you get right? Are you a novice or an expert?

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