Fun September Challenge + Free Tracker to Fall Into Savings
Join the September Money Saving Challenge!
This series helps you take advantage of the seasonal changes throughout the year. Use the unique opportunities in the month of September to build wealth faster than ever before.
And don’t miss the free September savings tracker to keep you motivated.
Explore ways to save, make money, and track your progress all month long!

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10 Best Ways to Save in September
First, here are the best ways to keep more money in your pocket this month!
1. September is the best time to buy:
- Summer things on clearance
- Yard stuff
- Houseplants
- Garden tools
Take special advantage of Labor Day sales! Look for Labor Day deals on appliances, furniture, and outdoor items.
2. DIY Home Maintenance: With an extra day off work (Labor Day) and cooling temperatures, it’s a great month for house projects. Do minor home repairs and maintenance tasks yourself to avoid paying someone.

3. Host Potluck Gatherings: Have everyone bring a fun side or dessert instead of dining out this month. Or try this great list of meals that feed large groups for cheap.
Related: Free or Cheap Things to do With Friends
4. Review Your Insurance Policies: As the kids go back to school and your regular routine returns, use the extra time to check your insurance policies. Make sure you don’t have any unnecessary coverage and make adjustments if needed.
5. Save on Entertainment: September is a beautiful time of year in many areas. Take advantage of free festivals, fairs, hiking, and library resources.
Related:
6. Take Advantage of Fresh Produce: Buy fruits and vegetables in season at local farmers’ markets. You’ll find lower prices and higher quality. Don’t miss the best seasonal produce like squash, apples, and pumpkins.

Pro Tip: Purchase in bulk and preserve or freeze the extra for later!
7. Meal Planning and Prep. September is my favorite time of year to get organized with meals. I especially love to:
- Batch Cook and Freeze Meals (Or proteins like shredded chicken)

- Plan Weekly Meals: Plan meals around what you have, weekly grocery store sales, and seasonal produce. We also find a rotating meal plan to be a lifesaver. Or you could try a free month meal planner.
8. Utilize Cheaper Transportation: Take advantage of cooler weather and stay healthy by biking or walking more to work, school, or stores. Or try public transportation.

9. Save on Energy: As the weather cools, open your windows. This can help with air conditioning costs this month!
10. Start Planning for the Holidays. It’s never too early!
Start budgeting and buying gifts early to avoid the holiday rush. Plus, you’ll take advantage of early sales.

- Start saving with the free Christmas saving challenge! Open a holiday fund.
- Make homemade gifts to save money and add a personal touch.
- Start shopping for upcoming holidays like Halloween and Thanksgiving to spread out costs and find deals.
Related: Most Clever Cheap Halloween Costumes
5 Valuable Ways to Make Money in September
Next, these ideas are for bringing in more income this month.

1. Freelance Online Work: Many websites and publications ramp up their content production in the fall (and especially before the holidays!). Offer your writing, editing, graphic design, or social media marketing services.
2. Yard Work and Landscaping: Offer services like leaf raking, garden cleanup, and preparing yards for the fall season.

3. Seasonal Craft Sales: Make holiday crafts to sell in the coming months, such as wreaths, decorations, and homemade candles at local fairs, markets, or on Etsy.
4. Seasonal Tutoring: With school back in session, teachers are beginning to see if students need extra help. Offer tutoring services for students.
5. Photography Services: Offer family photo sessions for holiday cards or school photos. Fall provides beautiful backdrops for outdoor photography.
Free Printable September Savings Tracker
Now, grab the September Savings Tracker and get saving! To use it…
- Set a goal.
- Then, every time you save, write the amount in a circle.
- Write your total at the end of the month and feel proud about how much you saved towards your savings goal!

Ready for next month? Check out the October Savings Challenge. Or see all the monthly money challenges >>
What’s Next?
Next, become a part of the Wealthy Woman community and receive my best tips for wealth-building. Start now!
