15 Best Ways To Build Wealth In July (+ July Savings Tracker)

July savings tracker free printable monthly

This series helps you take advantage of the seasonal changes throughout the year. Use the unique opportunities in the month of July to build wealth faster than ever before.

Explore ways to save, make money, and track your progress all month long!

10 Best Ways to Save in July

First, here are the best ways to keep more money in your pocket this month!

1. July is thebest time to buy​ furniture!

  • 4th of July is a prime sale day for many big items including clothing, appliances, and electronics.
  • Many stores begin to clear out summer merchandise this month too – offering great discounts.
  • Find great buys on Amazon during their Prime Days in July.
July savings during hot summer days

2. Utilize Energy-Saving Techniques. The weather heats up this month. Keep your air conditioning costs down by

  • utilizing fans
  • keeping blinds closed during the hottest parts of the day
  • and setting your thermostat a few degrees higher

3. Grill Outdoors: Stay out of your hot kitchen (and refrain from making it hotter) by grilling outside. It’s more comfortable AND saves on energy costs.

Picnics are great this time of year too!

4. Take Advantage of Free and Cheap Entertainment. It’s a wonderful time of year to be outside!

  • Free concerts in the park
  • Outdoor movies
  • Community events
  • Parks
  • Hiking trails
  • Beaches
  • Splash pads and pools

5. Plan Budget-Friendly Vacations: July is prime time for travel! Keep costs down by planning a staycation or going camping to enjoy the great outdoors without the expense of pricy hotels.

fun easy vacation money savings challenge: free printable tracker

*If you have a more expensive vacation coming, plan ahead with the vacation savings challenge!

6. Grow Your Own Produce: Plant a garden with summer vegetables and herbs. Homegrown produce can reduce grocery bills and give you the freshest food. If you don’t have the space, check out community gardens or your local Farmer’s Market.

7. Keep the Kids Busy With Free Library Programs: Many provide summer reading programs, free 3-D printing, and other fun classes for kids.

Related: 70 Affordable Summer Activities for Kids

8. Buy in Bulk: The kids are home from school, and in my house, food disappears quickly. Stock up on bulk items like barbecue supplies, lunch options, and other essentials.

9. Save on the 4th of July. Buying fireworks last minute can offer discounts on merchandise (but you might not have the same selection). You can also bring your own snacks to fireworks events to save on food.

10. Review Subscriptions and Memberships. If you’re busy traveling or outside this month, it’s a great time to cancel what you aren’t using. Remember, you can always add them back later.

5 Valuable Ways to Make Money in July

Next, these ideas are for bringing in more income this month.

1. Summer Tutoring: Offer tutoring services to students who want to catch up or get ahead during the summer break. Specialize in subjects like math, science, or languages, if you can.

2. Rent Out. Rent out a spare room or your entire home on Airbnb to travelers. Summer is a busy travel season, so demand can be high! If you have equipment like bikes, kayaks, or camping gear, rent them out to people looking for summer activities.

3. Sell Stuff: If you have extra time this summer, create and sell handmade crafts, baked goods, or art. Or grow extra garden produce and then sell at your farmer’s market or to neighbors.

Related: How to Make $500 Fast

4. Offer Pet Services: Many people go on vacation in July and need someone to take care of their pets. Offer pet sitting, dog walking, or pet boarding services.

5. Lawn Care and Landscaping: Summer is a peak time for lawn care needs. Offer lawn mowing, gardening, and landscaping services to neighbors.

Is your teen looking for income? Lifeguarding is a great seasonal job for the summer!

Free Printable July Savings Tracker

Now, grab the July Savings Tracker and get saving! To use it…

  1. Set a goal.
  2. Then, write the amount you save in the circles.
  3. Write your total at the end of the month and feel proud about how much you saved towards your savings goal!
July money saving challenge free printable tracker


What’s Next?

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