5 June Money Moves – Simple Summer Things
Hi friend! Once a month I highlight 5 real-life ways I saved, earned, and invested.
Here are the money moves this month:
1. I Finally Called the dermatologist for an Appt
Odd money move, right? But here’s the thing. As much as I hate taking the time to go to yearly check-ups, catching any medical issue early is a MASSIVE money saver.
So, I needed to schedule the basic check-up. And once I get there, I need to put it on a yearly rotation to make my life easier.
Would you rather pay for a minor procedure now or a massive surgery in 5 years?
This doesn’t even take into account the issues with your health, lifespan, and quality of life that are preventable.
2. I Read the Book Poor Charlie’s Almanack
It’s words and wisdom of Charlie Munger. (He was the long-time business partner of Warren Buffett.) This book has been on my reading list for a long time, and I finally sat down to get it going this month.
“Bull markets go to people’s heads. If you’re a duck on a pond, and it’s rising due to a downpour, you start going up in the world. But you think it’s you, not the pond.”
Charlie munger
3. I Did the “ask for It” Challenge
This book is a must-read for women. (I’ll be gifting it to my daughters when they get older.) Studies show that women don’t ask for things. Or even negotiate. And it’s harming our financial success in massive ways.
So, I’ve been giving this ask for it challenge a try this month. The goal was to ask for 20 things in 2 weeks. It turns out, it’s a lot harder than I expected. Surprisingly, the issue isn’t asking. It’s noticing when I should be asking.
Here are a few examples of when I’ve done it:
- I asked someone to return flowers that had rung up for $40 at the grocery store (I’d thought they were $15 but almost bought them anyway because I didn’t want to bother anyone – until I remembered the challenge!)
- I asked for a group discount for putting two of my kids in music lessons. They declined.
- I asked a work app I’ve been using for a discount. To my surprise, they immediately responded with a 30% off coupon.
I’m finishing up the challenge this week. I’ll have it posted for you next week!
4. I’ve Chosen Cheaper Summer Things With the Kids
Now that evening activities have quieted, we’re back to nightly walks and weekend bike rides on our nearby trail. Both are good for us (for many reasons!) and also happen to be free (except for the cost of bikes).
I also opted for a pool pass so that we could go to the city pool often. It’s a better deal that way, the kids get their energy out swimming, and it’s still cheaper than other things I could be doing with them.
Check out more frugal summer ideas with kids >>
5. I Continued Writing Affirmations/Goals
Thanks to being inspired by the 5 Mindset Secrets of the Ultra Rich.
I’ve been doing this for both finance and other areas of life during morning quiet time. It takes only a minute or two. And I’ve noticed many small mental differences because of it:
- Writing it every day reinforces the belief that it’s possible.
- I’ve noticed that I’m more focused on the goal, even long after I write it. Somehow writing it is keeping it at the forefront of my mind.
- This month, I noticed the affirmations giving hope when my mood is down.
Your Turn!
What Money Moves Did You Make This Month?
Did you…
- Read a money book, listen to a podcast, or watch a learning video?
- Make a budget?
- Open a new money account?
- Declutter your home?
- Invest for the first (or thousandth) time?
- Start a money saving challenge?
- Determine your money values?
- Fix up and resell an item?
- Make a meal plan?
- Cut down on buying stuff?
There are many ways to make a great money move! Share in the comments and let me know!
Use this fun July savings tracker and ideas to build wealth this month!
